Qonto wants you to be serene about your finances, that's why we always check your balance before authorising a payment.
Your account cannot be overdrawn.
As your Qonto account cannot be overdrawn, please make sure that your balance enables you to honor your commitments.
The low-balance status makes impossible for you to process any new payment - including card payments, transfers and direct debits - until you top up your account.
If we notice that the balance of your account is low, you receive an alert. This occurs when your current balance does not allow you to honor transfers, subscriptions and direct debits that are scheduled in the next 14 days.