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When will my beneficiary receive my transfer?

Wait times for transfer payments depend on the type of transfer you are making:

  • SEPA transfers in euros made before 10:00 AM will be executed on the same day
  • SEPA transfers in euros made after 10:00 AM will be executed on the next business day
  • FX transfers will be executed within 5 business days.

Please also make sure that you have a sufficient balance to process this transfer.

If your account has been debited but your beneficiary hasn't received his/her money after 3 business days, please get in touch with our Customer Support Team who will be happy to give a hand.


Also, did you know that... Transfers between Qonto accounts are instants!

Do you still have questions?

If you can't find the answer to your question in our FAQ, you can always contact us. We will answer you shortly!