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How can I make a transfer to my Qonto account?

To transfer money to your account, simply initiate a bank transfer to your new Qonto current account using its IBAN (International Bank Account Number) and BIC (Bank Identifier Code - optional).

This piece of information is included in the 'Welcome email' you receive as soon as you open a Qonto account, and is also accessible online through the 'Accounts' section.


When making a transfer from a non-French account (and more precisely a non-European one), please make sure that the bank processing the transfer can initiate SEPA transfers.

  • If yes, please make sure :

- To specify that the beneficiary account (i.e. your Qonto account) is identified by an IBAN

- To select a SEPA transfer and not a SWIFT transfer.

For instance, if you're using a Barclays account, you need to choose 'IBAN', as shown below.


With Silicon Valley Bank, you need to select 'This is an IBAN' and 'This Payee is eligible for SEPA Credit Transfers'.



  • If not, because some banks do not offer SEPA transfers, you can use a third-party service such as TransferWise to make a transfer to your account.

If you're facing any difficulty regarding transfers, our Team is here to give a helping hand.

You still have a question?

If you cannot find answer to your question in our FAQ, you can always contact us. We will answer to you shortly!