How can I make a transfer to my Qonto account?

To transfer money to your account, simply initiate a bank transfer to your new Qonto current account using its IBAN (International Bank Account Number) and BIC (Bank Identifier Code - optional).

This piece of information is included in the 'Welcome email' you receive as soon as you open a Qonto account, and is also accessible online through the 'Accounts' section.

 

When making a transfer from a non-French account (and more precisely a non-European one), please make sure that the bank processing the transfer can initiate SEPA transfers.

  • If yes, please make sure :

- To specify that the beneficiary account (i.e. your Qonto account) is identified by an IBAN

- To select a SEPA transfer and not a SWIFT transfer.

For instance, if you're using a Barclays account, you need to choose 'IBAN', as shown below.

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With Silicon Valley Bank, you need to select 'This is an IBAN' and 'This Payee is eligible for SEPA Credit Transfers'.

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  • If not, because some banks do not offer SEPA transfers, you can use a third-party service such as TransferWise to make a transfer to your account.

If you're facing any difficulty regarding transfers, our Team is here to give a helping hand.

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