What are the consequences of a low balance?

As your Qonto account cannot be overdrawn, please make sure that your balance enables you to honor your commitments.

If we notice that the balance of your account is low, you receive an alert. This occurs when your current balance does not allow you to honor transfers, subscriptions and direct debits that are scheduled in the next 14 days.

The low-balance status makes impossible for you to process any new payment - including card payments, transfers and direct debits - until you top up your account.

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