How much does it cost?

You can find our pricing on our website:

Here is more information about the Qonto plan:

  • No fees regarding account opening and online management
  • The initial capital increase process is free of charge and provides entrepreneurs with a deposit certificate, in order to get their company registered
  • The Qonto Plan: €9 /month (1 month free trial)
- Additional physical Qonto card: €5 / month
- Additional virtual Qonto card: €2 / month
- Non-EUR card transaction: 2% / transaction
- ATM withdrawal: €1 / transaction
- Additional SEPA (EUR) transfer/debit: €0.5 / transaction
- Non-SEPA or non-EUR incoming transfer: 2% / transaction
- Non-SEPA or non-EUR outgoing transfer: 1% / transaction
- Irregularity management: 10€ / irregularity
  • Transfers and debits denominated in foreign currencies and/or not within the Single Euro Payment Area (SEPA) are not deducted from your initial package of '20 SEPA (EUR) transfers or debits'
  • 'Non-EUR card transactions' relate to payments and ATM withdrawals, which means that ATM withdrawals made outside the euro area cost €1 + 2% of the transaction amount
  • Irregularities consist of:
    • Rejection of a SEPA direct debit because of insufficient funds
    • Transfer recall requested by user or required because of input error, as part of the initial capital increase process
    • Any verification process or management of a situation resulting from an irregular use of the account by the user, infringing Terms of Services
  • Subscription is 'no strings attached' and you will always be able to cancel your plan in a few clicks.
Have more questions? Submit a request


Please sign in to leave a comment.